Secure funding tailored exclusively to ESO entrepreneurs

Access to capital is crucial for business growth—and yet, Black entrepreneurs received less than .5% of VC dollars in 2024. Furthermore, Black and Brown entrepreneurs who are considered low-risk applicants are nearly 20% less likely to receive full funding from SBA loans, and over 10% more likely to be denied loans altogether. 

ESO is here to eliminate systemic barriers when accessing capital. We’re here to be Your First Yes: the investors that even the playing field to provide your business the funding it deserves.

How it works

Our entrepreneurs secure funding directly through our Capital in the Community Fund (CICF). The fund is designed to provide the first investment in ESO Portfolio with non-dilutive, zero to low-interest capital from $5,000 - $100,000.

We offer three financial products to businesses that have successfully completed an ESO Business Incubator Program. Our finance rates are significantly lower than a typical small business loan, with more flexible repayment plans. (Consider that current SBA loan interest rates can climb as high as 15% for loans less than $50,000!) Starting at 0% up to $10,000, we strive to make capital accessible and affordable for our community.

Hear what ESO alum have to say about CICF!

“ESO Ventures gave me confidence. I had a business that was making some money, but felt like I was making it up as I went along. With the guidance, mentoring, and education of ESO Ventures, I was able to create foundational materials that track successes, understanding the information needed to garner further investment.”

Lakenda Wallace - Modern Peasant Beauty